m0nty
 July 9, 2024 6:40 pm

Farage didn’t even turn up for his first day at Westminster, LOL.

Cassie of Sydney
 July 9, 2024 7:37 pm

UK newspaper the Independent has just uploaded this piece on Farage and Reform MPs arriving at Westminster this morning (UK time), it’s about 10.30 a.m. in the morning….
Nigel Farage arriving at Westminster
https://www.independent.co.uk/news/uk/nigel-farage-richard-tice-westminster-mps-commons-b2576458.html
Uploaded only hour ago, oh and The Independent is not some ‘far-right’ media outlet, it leans left.

Explain yourself Monty.

Oh dear…

Paywallion:

Inside Qartaba Homes’ unravelling interest-free sharia development scheme
ALEXI DEMETRIADI
10 hours ago

A western Sydney property development company that offered a halal-friendly “interest-free housing solution” has left hundreds of Muslim families facing ruin amid allegations that it mortgaged its own mosque in breach of sharia law.

The developer, Qartaba Homes, spruiked its interest-free solution as motivated by Islamic anti-interest sharia laws, but has since gone into administration.

The victims are mostly Muslim families from Pakistan who came to Australia to start a life and buy a home but have seen their lands possessed and sold at auction.

Qartaba and its sister company Hume Homes are run by Wajahat Rana, Khurram Jawaid and Kashif Aziz. Since 2012, Qartaba has sold lots off the plan in western Sydney, Melbourne’s eastern suburbs, and southern Queensland.

It promoted itself as Australia’s “interest-free halal answer” to the housing market’s “fluctuating interest rates”, primarily targeting Muslim families.

Qartaba would buy land before selling it to customers off the plan per lot.
Customers would pay a deposit for the land, before then paying monthly or quarterly develop­ment costs or land payments, which would be interest free.

Qartaba even named streets after Pakistan’s major cities, such as Lahore St and Karachi St.

Customers who bought land a decade ago, and paid development costs, are still waiting for ownership of the property. Some are waiting for construction to start.

Others have had their lots sold off, auctioned by creditors who possessed the land after Qartaba failed to pay its debt.

In many cases, Qartaba had mortgaged the land to secure those loans, without notifying customers, who – speaking on the condition of anonymity – alleged it was so that it could borrow and build more. Some have claimed incompetence.

Others have alleged criminality, and that emails and phone calls go unanswered to directors who don’t answer the door at their Riverstone office.

The directors are prominent in the community and were board members of the Islamic Forum for Australian Muslims – Mr Aziz was recently its vice-president – and at its 2023 convention Qartaba was a “silver sponsor”.

One person with knowledge of the situation said Qartaba’s rapid expansion had been akin to “Icarus flying too close to the sun”.

Qartaba’s Riverstone Masjid is going under the hammer, leaving the community furious at the mortgaging of the mosque, which is against sharia law. It was shut and possessed in April by a creditor, from whom Qartaba took out a $1.7m loan on the property, and put up for sale for $2m as a “timeless heritage homestead”, although its fate remains unclear.

The community was crowd-funding to buy it back and The Australian understands that the creditor remained in negotiations with a party who’d retain the property as a mosque, although there are multiple caveats on the property, which places a freeze on any new owner registering it.

Left in the dark
Qartaba and Hume Homes took out mortgages on large amounts of its land across the east coast, after it had been sold as lots to customers.

Creditors, which across the two companies total almost 30, have since come circling, repossessing the mortgaged land and auctioning it off to recover what’s owed. Customers have seen land they bought years prior sold off.

Others have attempted to put a ­caveat on the land, but that hasn’t been able to stop the sell-off.

They allege they’ve been left in the dark by the developer, were not told the land had been mortgaged, and had to find out for themselves that lots they’d bought were being sold.

Some of Qartaba’s land in Tarneit in Victoria has already been auctioned off by creditors, and at plots in Schofields, Austral, Riverstone and Werrington County in NSW, and other sites in Victoria and Queensland.

One lender, Balanced Securities Limited, run by former top lawyer David Geer, appointed an external administrator to Qartaba in April, which had not paid back in full the mortgage it took out to borrow across four blocks of land in Tarneit, which have since been put up for sale by the creditor.

In 2018, Qartaba took out a $34.6m loan from Balanced Securities, with an interest rate of up to 19.95 per cent.

According to the Australian Securities & Investments Commission, creditors have securities on all of the two companies’ present and future properties. In some of those agreements, the companies borrowed in the millions each time, with one mortgage signed in late 2023 including up to a 26 per cent interest rate. In multiple sites, creditors have possessed mortgaged lands as the two companies failed to pay what they borrowed.

In May and June, at least 30 plots of Qartaba’s NSW land were sold at auction, many of which customers had signed and paid contracts on years prior.

Last week, the mortgagee also exercised its power of sale of Qartaba’s two sites across 149 and 161 Riverstone Rd, NSW, which sold for $5.6m and $2.65m respectively.

At the same auction, Qartaba’s 30 Kelly St, Austral, sold for $14.7m while its land at 2 John Oxley Ave was for sale at $2.5m.

In Victoria, 137 lots at Qartaba’s 120 Bodycoats Rd are up for sale, with one customer who purchased in mid-2018 saying they feared they could lose both their land and likely the money they put into it.

‘Complete loss’
Hundreds of customers have enlisted legal representation to help salvage what’s left, and those who sought retrospective financial advice have been met with damning news. One solicitor called Qartaba’s contracts the “most unsatisfactory” they’d seen, calling the documents “extremely unfair” and that the negative implications fell heavily onto the customer.

An accountant told a customer investments with Qartaba were a “complete loss at this stage”, while crisis meetings have been held with state and federal MPs.

In June, NSW Fair Trading Commissioner Natasha Mann said the watchdog was “concerned” about the issues being raised about Qartaba and was “making inquiries”.

Dither and delay
Sister company Hume Homes sold its off-the-plan contracts at 71 and 121-123 Boundary Rd, Box Hill, in southwest Sydney, between 2014 and 2016. At 121-123, a single lot cost about $150,000 for the land, and settlement should have been end-2019, but the land remains a patch of shrubbery.

A development application was submitted to Hills Shire Council in August 2016, approved two years later in mid-2018, before Hume Homes lodged a construction certificate application in November 2020, which was approved in June 2023. Council blamed the delay on planning issues by Hume Homes and said the same problems held up the next phase of the planning process.

The development cost per lot for customers was about $110,000, which was divided into monthly or quarterly interest-free payments. Any additional cost sought should have been paid on settlement.

But citing an “unusual increase in cost of living” in 2023, Hume Homes asked each customer to pay an additional $25,000 for unspecified “development charges”.

‘Negative propaganda’
The company has claimed it’s a victim of “unethical behaviour and negative propaganda” originating from WhatsApp groups.

Membership of those groups, however, are in the hundreds. All are customers, who Qartaba has blamed for approaching councils directly, claiming it has resulted in investors pulling funds.

“This negative campaign has affected our business resulting in lesser interest by investors (and) many pulling their investments,” a Qartaba statement claimed.

“Civil contractors and consultants working on our projects get alarmed. Some have ceased work on our projects and a few have ­refused to bid for (new) projects.”

The directors failed to respond to questions from The Australian.

ALEXI DEMETRIADI
NSW POLITICAL REPORTER

And also in the Paywallion:

‘Second way to close the gap’: Jacinta Nampijinpa Price outlines her post-voice vision
Paige Taylor
8 hours ago

Jacinta Nampijinpa Price has laid out her vision for an “advancement movement” in Indigenous affairs, in which welfare-dependent Aboriginal and Torres Strait Islander people do the jobs in their communities currently done by fly-in, fly-out workers, and “meet the standards other Australians are expected to meet”.

The opposition Indigenous affairs spokeswoman also calls for an end to an implied acceptance of cultural payback, arranged marriage, apportioning tragedies and mishaps to sorcery and other practices that are “anathema to modern culture”. As her home base of Alice Springs enters its second curfew this year to curb youth violence, and the nation struggles to find a new policy path after the failure of the voice to parliament referendum, Senator Nampijinpa Price has declared there is a “second way” to close the gap.

“We know where the gap is – it is 20 per cent of the 3 per cent,” the Northern Territory senator writes in an essay on history commissioned for The Australian’s 60th Anniversary Collector’s Edition magazine, published on Saturday.

“It’s remote Indigenous Australians, many of whom do not have English as a first language. We already know that we can either fix or exacerbate that by school attendance.

“There should be no fly-in, fly-out workers in communities with Indigenous Australians on welfare.”

Senator Price – a Warlpiri-Celtic woman from Alice Springs – has set out her arguments for an “advancement movement” and her hope for “real reconciliation and integration”, as she works on the Indigenous affairs policy she and Peter Dutton will take to the next election.

She describes the advancement movement as “a second way”.

“We can continue along the separatist road that sees Indigenous Australians as irrevocably damaged by settlement and wants to keep Aboriginal culture stuck in time like a museum piece,” Senator Nampijinpa Price writes.

“Traditional culture is romanticised by those who do not live it, while reinvention of culture has become an industry in the name of reconciliation for the purpose of political influence.

“This (separatist) way forward leaves negative parts of Indigenous culture alone to grow and fester. Things like violent cultural payback, arranged marriage and apportioning tragedies and mishaps to sorcery, all of which are anathema to modern culture.

“This is a view that lowers standards for Indigenous Australians … This has been the strategy of decades of government agencies and academic activists, and yet they fail to draw the obvious connection between this approach and the failure to make much ground on Closing the Gap.”

Senator Nampijinpa Price has never supported a truth-telling commission as proposed by the Greens in parliament last week. Indigenous Australians Minister Linda Burney on Tuesday said the government would look at the nature of the proposal.

Sources have told The Australian that Labor will block any judicial model that would in any way replicate the Truth and Reconciliation hearings in South Africa. Instead, it has been consulting communities that prefer truth-telling projects potentially overseen by a central body. The Albanese government has left this work to states.

“My personal view is that it needs to be more of a community-led initiative that brings people together,” Ms Burney told ABC on Tuesday.

Senator Nampijinpa Price expresses her concern about truth-telling because, as she tells The Australian in a video interview to be published with her essay, it has been “driven by this notion that somehow modern non-Indigenous Australians have to compensate for what occurred to Aboriginal people in our country’s history”.

But she said Australia needed to understand the atrocities that occurred at and after colonisation, which included the murders of many of her Warlpiri family in the last sanctioned massacre at Coniston in 1928. “Seventy-five years after that we had a commemorative ceremony and invited those descendants of those who killed our family … (we told them) ‘we don’t blame you for what happened in our country’s history’.

“We recognised those were hard times but we are now together as Australians moving forward, and I think that is one of the greatest acts of reconciliation I’ve ever been part of.”

Senator Nampijinpa Price said guilt politics was like racism because “it denies the truth and it doesn’t help anybody progress”.

“We need a second way: the advancement movement. Under this movement, we are all Australians. We can learn and cherish our Indigenous culture while still meeting the same standards that every other Australian is expected to meet,” she writes in her essay.

“Our culture will be respected like never before when Indigenous Australians are making it thrive under their own steam and not as part of a welfare industry. That culture will become part of our national tapestry, rather than a separate story to be fought over.”

Senator Nampijinpa Price was the Coalition’s most potent weapon during the debate that culminated in a failed referendum for an Indigenous voice in October 2023. Her decision to join right-wing activist group Advance in February 23 was a landmark for the No campaign.

She said the nation needed a nuanced understanding of its own history, including what is great about the nation that emerged from it. She said few younger Australians were taught that King George instructed Governor Arthur Phillip to “live in amity and kindness” with Aboriginal people and to punish crimes against them. “Of course, the British settlers did not always live up to King George’s instructions, but that doesn’t change the fact the instructions were given,” she writes.

“Even … when barbaric crimes were committed against Aboriginal Australians, the civilising rule of law often played out. The infamous Myall Creek massacre in 1838 marks a dark and bloody moment in our history, when 28 Indigenous Australians were murdered by British settlers. But the activists have done a good job of playing down what happened after the massacre.

“Contemporary sources indicate that while there were pockets of excuse-making for the perpetrators, there was also clearly an abiding desire of the colony as a whole to do the right thing. The attorney-general, John Plunkett, prosecuted the perpetrators and then – when they were acquitted on a technicality – he prosecuted them again. Seven white men were thus found guilty and hanged.”

Read the essay in full on Saturday in the 60th Anniversary Collector’s Edition magazine.